Bankruptcy Filing Center

How Our Fees Are Determined and Communicated To You

Please note, like any business, we charge fees for our Services. Since each legal category is different and each personal situation is different, our legal fees will vary from person to person.

Our fees for Chapter 7 & Chapter 13 Bankruptcy Filing are typically a low flat set rate, however fees for services are determine after speaking with you about your situation and legal goals for that situation. This is typically done during a phone or in-person (usually at our office) consultation. Our initial assessment consultations are free. We do not surprise our potential clients after the fact.

After the free initial consultation we communicate our fees to you for your consideration. If you would like to engage us for our services, we both sign a Client Engagement Agreement. That agreement covers what we will do for you, the fee is put in writing, along with other clauses relating to what happens if payment is not made on time, our payment collection methods, cessation of services for non-payment, our communication policies and other details related to the services we provide you.

There Are Some People We Cannot Help and Individual Results May Vary

If we feel we are unable to help your specific situation, we will let you know either during the initial consultation or during a follow-up call, email, or mail after we’ve spent some time researching your information.  Many outcomes are determined by the courts and what they decide, as well as certain government programs (i.e. student loan forgiveness), and the willingness of certain banks to consider debt restructuring, etc.  We always do our very best to help our clients accomplish their goals however individual circumstances vary case to case so we cannot and will not guarantee any specific results.

Zero Down Bankruptcy Option

Many of our clients opt to pay for fees as soon as possible or on a retainer basis, however some prefer to utilize our Zero Down payment option, if you qualify and we agree to provide you this option this program will assist with your access to the bankruptcy court and its rights and protections. How it works: After hiring our firm and signing our engagement for services agreement, generally speaking, the court filing fees and costs will be paid up front. These can be waived in certain circumstances. You do not pay anything initially for our attorney fees. We can work out a payment plan with you, where you are aware of our attorney fees in advance for our services. You’ll pay on a monthly basis for an agreed term until our attorney fees are paid. Some clients find this helpful to allow them to meet all their obligations while the bankruptcy process proceeds.

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