Bankruptcy Filing Center

Bankruptcy Filling Center

Statewide Network of Skilled Attorneys

We Service the Entire State for Personal and Business Bankruptcy!

Virtual appointments Statewide due to Covid-19.

Experienced attorneys who know how to stop banks & collection companies. With the COVID-19 virus came special legislation to protect you during though times. Contact us or visit our business bankruptcy website if you are looking for help for your company.

How Can CLA Help You

If you or your business are unable to repay outstanding debts, then Bankruptcy may be the next logical legal step to help protect you and/or your business. The bankruptcy process can deliver freedom from debt to individuals and business while simultaneously providing repayment for their creditors. In most cases a bankruptcy begins with a petition filed by the debtor (you or your business).

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No Money Down Bankruptcy Filing

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    Who can benefit from filing Bankruptcy?

    Bankruptcy can provide a fresh start to eligible consumers and businesses by wiping out (discharging) certain debts like credit cards and a variety of different loans. Bankruptcy can also be used (in certain circumstances) as a way to:

    Even with all of these wonderful benefits, our firm believes that bankruptcy should be a last resort for anyone in financial distress.

    Our Bankruptcy Attorneys Are Here to Help if You are:

    Drowning In Debt

    Facing Foreclosure

    Threatened With Wage Garnishment

    Trying To Avoid Auto Repossessions

    Being Harassed By Collection Companies

    Looking For A Way To Legally Wipe The Slate Clean

    Which BK filing is right for you?

    In order to determine which bankruptcy filing might be right for you, ask yourself these questions.

    If you answered yes to question number 1, your only options are Chapter 7Chapter 13Chapter 11 , or Chapter 11 sub 5 Bankruptcy. If you answered yes to question number 2, any chapter may work for you depending on your circumstances and you should review each Chapter or schedule a consultation to have your options evaluated and explained.

    What are these Chapters and
    how do they work?

    You may or may not know that there are different types of bankruptcy filings. These types are called chapters because they refer to different chapters in the United States Bankruptcy Code. Each of these chapters allow for different types of debt relief for different types of individuals and entities. For this page we will focus more on Chapter 7, Chapter 11, and Chapter 13 Bankruptcy and ignore Chapters 9, 12, and 15.

    Chapter 7

    Bankruptcy is sometimes referred to as a “personal bankruptcy” case. Chapter 7 has also been called a “Personal Bankruptcy”, “Straight Bankruptcy,” and “Bankruptcy Liquidation.

    Chapter 11

    is a Reorganization or Restructuring of corporations and partnerships.

    Chapter 13

    is a Reorganization/debt repayment for individuals with “regular income”.

    Why Choose Us

    Our firm believes everyone deserves quality and compassionate legal representation. Let our years of experience work for you.


    We understand where you’re coming from. All members of our team have years of experience helping people who are having extreme financial difficulties. We are here to help you get through those troubling times.


    Our Attorneys have helped thousands of consumers and have been practicing law in the state of Florida for decades. We know bankruptcy and consumer law inside and out. You can utilize our years of experience to navigate your current situation and find a solution.


    We are a passionate and aggressive firm dedicated to protecting consumer rights. If any of your creditors have violated your rights, WE WILL pursue them for damages on your behalf.

    $0 Down Bankruptcy Filling

    Many of our clients opt to pay for fees as soon as possible or on a retainer basis, however some prefer to utilize our Zero Down payment option, if you qualify, and we agree it will assist you with your access to the bankruptcy court and its rights and protections.

    How It Works:

    After hiring our firm and signing our engagement for services agreement, generally speaking, the court filing fees and costs will be paid up front. These can be waived in certain circumstances. You do not pay anything initially for our attorney fees. We can work out a payment plan with you, where you are aware of our attorney fees in advance for our services. You’ll pay on a monthly basis for an agreed term until our attorney fees are paid. Some clients find this help to allow them to meet all their obligations while the bankruptcy process proceeds. For more details please follow the link below or call our office.

    Free Consultation

    No Money Down Bankruptcy Filing

      By clicking the button above you agree to our
      Privacy Policy & Terms of Use.

      Disclaimer:The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for advice regarding your individual situation. Contacting us does not create an attorney-client relationship. Please do not send any confidential information to us until such time as an attorney-client relationship has been established.The hiring of a lawyer is an important decision that should not be based solely upon advertisements. Before you decide, ask us to send you free written information about our qualifications and experience.