Bankruptcy Filling Center
Statewide Network of Skilled Attorneys
We Service the Entire State for Personal and Business Bankruptcy!
Virtual appointments Statewide due to Covid-19.
Experienced attorneys who know how to stop banks & collection companies. With the COVID-19 virus came special legislation to protect you during though times. Contact us or visit our business bankruptcy website if you are looking for help for your company.
How Can CLA Help You
If you or your business are unable to repay outstanding debts, then Bankruptcy may be the next logical legal step to help protect you and/or your business. The bankruptcy process can deliver freedom from debt to individuals and business while simultaneously providing repayment for their creditors. In most cases a bankruptcy begins with a petition filed by the debtor (you or your business).
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No Money Down Bankruptcy Filing
Who can benefit from filing Bankruptcy?
Bankruptcy can provide a fresh start to eligible consumers and businesses by wiping out (discharging) certain debts like credit cards and a variety of different loans. Bankruptcy can also be used (in certain circumstances) as a way to:
Even with all of these wonderful benefits, our firm believes that bankruptcy should be a last resort for anyone in financial distress.
Our Bankruptcy Attorneys Are Here to Help if You are:
Drowning In Debt
Threatened With Wage Garnishment
Trying To Avoid Auto Repossessions
Being Harassed By Collection Companies
Looking For A Way To Legally Wipe The Slate Clean
Which BK filing is right for you?
In order to determine which bankruptcy filing might be right for you, ask yourself these questions.
What are these Chapters and
how do they work?
You may or may not know that there are different types of bankruptcy filings. These types are called chapters because they refer to different chapters in the United States Bankruptcy Code. Each of these chapters allow for different types of debt relief for different types of individuals and entities. For this page we will focus more on Chapter 7, Chapter 11, and Chapter 13 Bankruptcy and ignore Chapters 9, 12, and 15.
Bankruptcy is sometimes referred to as a “personal bankruptcy” case. Chapter 7 has also been called a “Personal Bankruptcy”, “Straight Bankruptcy,” and “Bankruptcy Liquidation.
is a Reorganization or Restructuring of corporations and partnerships.
is a Reorganization/debt repayment for individuals with “regular income”.
Why Choose Us
Our firm believes everyone deserves quality and compassionate legal representation. Let our years of experience work for you.
$0 Down Bankruptcy Filling
Many of our clients opt to pay for fees as soon as possible or on a retainer basis, however some prefer to utilize our Zero Down payment option, if you qualify, and we agree it will assist you with your access to the bankruptcy court and its rights and protections.
After hiring our firm and signing our engagement for services agreement, generally speaking, the court filing fees and costs will be paid up front. These can be waived in certain circumstances. You do not pay anything initially for our attorney fees. We can work out a payment plan with you, where you are aware of our attorney fees in advance for our services. You’ll pay on a monthly basis for an agreed term until our attorney fees are paid. Some clients find this help to allow them to meet all their obligations while the bankruptcy process proceeds. For more details please follow the link below or call our office.
No Money Down Bankruptcy Filing